Do LoA-people need insurance?

[Sindre]

Might seem like a silly question. Your automatic response might be "of course we do". But do you really? If you think positive thoughts, and practice LoA, and get good results, then what do you need insurance for? You're not afraid of anything, right? Even if your house would burn down, or you would hurt yourself in some kind of accident, something good would eventually come out of it? Even without insurance?

Just some thoughts

Oh yeah, this only counts if you're in the love-polarization. If you're in fear-polarization, then of course you need insurance

Edit: And it especially counts if you believe in subjective reality. I was reading many of Steve's earlier reality-posts today, so I guess that's why I got the idea to write about this now.

[Dan.Linehan]

This is an interesting question. Since you're from Norway please keep in mind that my post is written in reference to current insurance policy in the US. I can't speak for other countries, but I assume you don't need health insurance in Norway because its provided for within the tax base.

Personally, I do have health insurance which my workplace offers for free, as well as auto insurance as its required by law for vehicle owners.

But, if I had to pay for health insurance I'm pretty sure I wouldn't. Here's why. Its not because I feel like I don't need it, though there is a bit of that, mainly its because I find the modern insurance industry to be a very poorly ran system and I don't wish to support it fiscally.

I used to work at a large (Fortune 100) insurance company as part of their executive IT helpdesk. My job was to fix computers for executives who had the title of "director" or higher, so I spoke to many of the executives there, about 20-30 a day. Two things really stood out to me. First, it amazed me how wasteful the company was. Any simple project, something like adding three lines of javascript to an intranet page, had to be approved and written up by multiple levels of management. Meetings, presentations, and proposals were rampant, and very little actually ever got done.

At any normal company that kind of inefficient management would result in an almost immediate drop in revenue but insurance companies are different. They have guaranteed income from mandatory auto and mortgage insurance premiums. Then if a real disaster strikes (Katrina) they can lobby the government to step in and bail them out with tax dollars. What a racket.

Second, it was notable how unhappy the long term employees seemed to be. Even though they were working at this huge, well-respected company, one of the best paying jobs in Ohio, none of the senior staff seemed happy to be there at all. In fact, almost all of them seemed downright depressed. It seemed like there was a direct correlation between tenure and wellness; the longer people had worked there it seemed the more unhealthy they looked and the less personality they had.

I consider the insurance industry to be something like the modern equivalent of the mafia. You have to "pay for protection" or else you might lose your license, your home, your health care, etc. Thanks but no thanks. I don't need to purchase "protection" offered to me with a gun and a promise that, "this is what's best."

[Jennihul]

Cracks me up. LOA people get such a bad rap. As if the regular rules of life don't apply to us simply because we believe in a great mindset.

I don't dwell on illness but I still get a mammogram and pap smear every year. Bloodwork. I have a prescription I take regularly. All in all, my company is losing money on me but I have health insurance anyway.

Car insurance is mandatory as is my homeowner's insurance. No amount of wishful thinking is going to keep a 16 yr old water heater from blowing it's gasket sooner or later. (My builder decided it would be funny to put mine in the linen closet on the second floor so that when it went, it took out my living room and dining room ceilings. Must have been the same funny guy who left the loft railings in place with friction, instead of nails. Real jokester.)

But that was all before I knew what LOA was. So, you never know.

Jennifer

[Andrew Brunelle]

If you intend to feel well, and you do it successfully and are truly the creator of your reality, you get the ultimate choice of whether or not you wish to pay the deductibles and monthly payments. It does come in handy sometimes. You'd have to be an expert at the LoA to truly not need insurance. And you may be.

[Bruce Achterberg]

Originally Posted by Sindre

Might seem like a silly question. Your automatic response might be "of course we do". But do you really? If you think positive thoughts, and practice LoA, and get good results, then what do you need insurance for? You're not afraid of anything, right? Even if your house would burn down, or you would hurt yourself in some kind of accident, something good would eventually come out of it? Even without insurance?

Just some thoughts

Oh yeah, this only counts if you're in the love-polarization. If you're in fear-polarization, then of course you need insurance

Edit: And it especially counts if you believe in subjective reality. I was reading many of Steve's earlier reality-posts today, so I guess that's why I got the idea to write about this now.

From the sounds of your post, it seems like you're using the "hype" version of the LoA, not the real version that actually works (depending on your beliefs, of course).

That statement was overly blunt, so let me explain.

From both what I've seen and my experience, lots of people seem to use an incomplete model of the LoA, largely because they've been presented with an incomplete model from things such as The Secret, etc.

I've found that The Secret (ie. the movie) will do nothing but (A) make you feel good, and (B) confuse you. It doesn't answer any of the really important questions, which leads people to reply on only what is covered in the movie, which seems to lead to people using some sort of "hopeful" positive thinking model, where they don't fully understand what they're doing, nor do they fully believe it's going to work, but they hope it will.

As you can imagine, this is suboptimal, kind of like watching someone teach someone to drive in a movie, thinking "great, now I can go out and drive!", realising that you don't really know how to drive once you get out and try it, but hoping it will all work out ok anyway.

What I've found much more useful is to ditch the hype and to spend a reasonable amount of time listening to the teachings of Abraham-Hicks. I encourage you to explore the Abraham-Hicks material yourself. I personally like the audio/video material better, but the books can be useful too (but I only found them useful once I had heard a lot of audio material).

Suffice to say that the Abraham-Hicks books also present an incomplete model without telling you (shame on them), but at least now they have enough of the model covered in the various books they have out that if you devour a lot of their material, you'll eventually 'get it'. But again, I highly recommend the audio/video material, since it makes things much easier to understand (or so I found).

If you'd like to, you can watch a preview/portion of an Abraham-Hicks workshop here:

Edit, 6/Jan/08: I had a link to a preview/portion of an Abraham-Hicks workshop here, but I've removed it because I believe it's in violation of the Forum Rules. Instead, I'll share some good YouTube.com links I know of. Firstly, you can check out the official videos that Abraham-Hicks publications makes available on YouTube. Secondly, there is a non-official source of videos from someone with the username "CAnn". CAnn does some very nice work, and I really enjoy the videos she does (I think CAnn is female, although I'm not sure). Finally, you can do a simple search for Abraham-Hicks material on YouTube and you'll turn up lots of results. Here are some results from a search I did. Enjoy!

PS. After proof-reading my post it probably looks like I'm plugging Abraham-Hicks, but really, it's just the best LoA-related resource I've found so far. If I had experience with other good resources, I'd promote those as well, but alas, I don't. My interest is mainly to contribute useful resources, not make Esther and Jerry Hicks rich -- they don't need my help to do that. Have you seen the size of that bus they own? It wouldn't have been cheap!

[Elenny]

Aren't we all "LOA People" whether we like it or not?

[Sindre]

Guess you can say that. LoA works either we like it or not. At least that makes sense to me. I just wrote "LoA-people" to make the title short, but what I meant was people who are consciously practicing the LoA.

And I was just asking those people to hear their thoughts. I still feel a bit on the outside looking in. That means I haven't got the LoA to work for me the way I wish it would yet.

We don't need health-insurance in Norway, that's right. But we still "need" insurance on our cars and houses. But the insurance-companies aren't cheap. So I just don't like the idea that I have to pay somebody to feel secure.

My hope is that I one day will learn to use the LoA in a way that I don't feel insurance is necessary, but for the moment I'm keeping it. (Getting it, that is. I just moved out )