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hi there. i'm looking for some help . . . my husband is trying to get life insurance. his health examination showed that he is extremely healthy -- except that his cholesterol is "too low". his numbers are 102, and the average american's is 160. they didn't take into acount that he is vegan, and instead said that this would put him into the bracket of the unhealthy "high risk" folks. does anyone know of any good research out there that we could forward to the insurance company? or any other ideas? thank you!!! willow in berkeley |
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There's bad cholesterol (LDL) and good cholesterol (HDL). Which one are they talking about? Or are they talking about the sum of the two? From what I understand you can't have too little bad cholesterol, but it is possible to have too little good cholesterol. According to Wikipedia, good cholesterol should be 60 mg/dL or more. Bad cholesterol should be less than 100 mg/dL. Having less bad cholesterol than an average american is a very healthy thing. Wikipedia cholesterol article Good cholesterol Bad cholesterol |
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Thanks for the replies. Very interesting information. My husband's "good" cholesterol is 58, and his "bad" is 35 -- both below the norm. His total cholesterol is 102 (I don't know how they get this number, since it is not a sum of the two). The Wikipedia article is very good, but it doesn't say anything about being vegan as one of the causes for low cholesterol. Either way, I like the idea of telling them to pull their heads out of their statistical asses. |
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I'm glad that the rest of the exam described your husband as extremely healthy. I hope that he remains so for quite some time. That said, low cholesterol is increasingly being seen as a significant health risk. Google "low cholesterol health risks" and you'll see what I'm talking about. I almost didn't even post any of this because I prefer to focus on sharing positive news, but it may be useful to know what you're dealing with, at least in the eyes of the medical/insurance profession. Here's a quote from one of my favorite health sites to get you started: "Just like our weight, there is an optimum with cholesterol as well. Some people believe that the lower your cholesterol, the healthier you are. Nothing could be further from the truth. If your cholesterol is too low you will have an increased risk of mood disorders, depression, stroke, and violence. And these are only the KNOWN effects right now. There are likely many more currently unknown and unstudied [...] Unfortunately, many people have low cholesterol who are not taking medications. I am one of them. This is largely due to my having beta thallasemia which is a genetic defect in the size of red blood cells that is also associated with a low cholesterol. Yes, my risk for heart disease is quite low, but the risk for the other diseases mentioned above is clearly elevated. It seems that low cholesterol in many individuals is related to a non optimized gall bladder and liver function." http://www.mercola.com/2001/aug/8/suicide.htm Also: Abnormally low levels of cholesterol may indicate the following: • hyperthyroidism, or an overactive thyroid gland • liver disease • malabsorption, or inadequate absorption of nutrients from the intestines • malnutrition Discovery Health :: Medical Tests :: cholesterol test Last edited by openeyes; 12-18-2006 at 03:29 AM. |
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Last edited by Baltar; 12-18-2006 at 04:51 AM. |
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"At 164, my total cholesterol levels are slightly above the levels linked to the anxiety disorder risk groups (160), but still within the hemorrhagic stroke risk group threshold (below 180)." As you say, the body is supposed to produce most of its own cholesterol, both HDL and LDL, but when levels are very low, that's a sign that the body isn't doing its job for some reason. Last edited by openeyes; 12-18-2006 at 09:24 AM. |
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Exercise is a very good way to increase good cholesterol. If he's not exercising regularly, I would suggest he start. Being thin is not necessarily enough to be healthy in the long term. Exercise is key for a number of reasons. Also, triglycerides factor into the total cholesterol number, too. It's not just HDL and LDL.
__________________ A truly open mind will seriously consider all points of view, even those with which it strongly disagrees for there may be a grain of truth in even the most ridiculous of opinions. |
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Check out this site and the book cholesterol myths too. The Cholesterol Myths - Section 2 Quote:
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| Quote: The Benefits of High Cholesterol |
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One of the effective ways to reduce blood cholesterol is to combine regular physical activity with low cholesterol diet. A diet with low cholesterol may include foods with high fiber and vitamin content, and must be low on fat.
__________________ Low Cholesterol Diet |
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Since your husband already has low cholesterol, he can try to up his good cholesterol by eating more good fats : almonds, natural peanut butter (not the skippy kind!), avocadoes, flax, brazil nuts, cashews, seeds (pumpkin, sunflower, sesame, etc). I tend to grind flax seeds with a coffee grinder and incorporate some in my morning bowl of muesli or in a smoothie. Eating a lower GI type diet might help too : less refined foods and sugar, sweet potatoes instead of white, whole wheat bread instead of white, etc. Also, were these results based on a single test? To get accurate results on the test, it's very important to fast that morning - not even a cup of coffee. It's also recommended not to have any alcohol 24h beforehand, and no smoking if it can be helped. I hope the 2 of you (and the insurance company) figure out something that works for you! Good luck! |
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There is no link of low cholesterol with health risks, none of the websites linked have any real science to back them up. "The cholesterol myth" is a construct dreamed up by low-carbers, dairy industry, and meat industry to justify their bad habits, and the detrimental effects of their diets. What better way to explain the increase in cholesterol than to claim it doesn't matter. The reason that the insurance company has an issue with his cholesterol is that there are certain cancers, and other tumors, that will cause a sudden drop in blood cholesterol. I would have his doctor write a note to the insurance company. They are obviously misinformed, especially since 103 is still within the "normal" range. |
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See this site about Reducing High Blood Pressure. It has a book (Fasting and Eating) at the bottom that is by an MD that cures people of high blood pressure, angina, intermittent claudication and other cardiovascular problems. It sites countless studies. But vegans will not live longer than average unless they take a B-12 supplement and make sure to get omega-3 fatty acids. He treats very, very severe cases with fasting, switching to vegan diet and exercise program. With a vegan diet your husband can still be killed but with no other problems will very long without cardiovascular problems. But your question has nothing to do with health. It is a question about money. It took doctors 40 years to accept the stethoscope so do not hold your breath. Instead of trying to spend less maybe you shoud try to earn more. The last that I heard the owner of this site makes about $30,000 monthly. That is $360,000 annually so he will not benefit from Obama's tax plan. He is in the same place as Joe the Plummer. Also here is a healthy way that your husband can increase his cholesterol (for a month or more) without eating animal foods. He can fast a couple of weeks. This is explained in that book mentioned above. This causes the cholesterol to go very high due to the increase in good cholesterol. A guy with cholesterol of 150 can fast till it goes up to 300. Can you guess why? The fasting causes the arteries to be cleaned so fast that an old person can get the arteries of a young person. Again though your question is about money, not health.
__________________ Best Food Group for Cardiovascular Health Losing Weight for Smart People Free Cancer Booklets Follow me- Twitter |
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Here is how they figure out cholesterol level. They take the age of your husband. They multiply that by the number of shoes that he has. Then divide that by the number of children that he has. Multiply that by how many miles he lives from Washington DC. Multiply that number by zero. The answer is zero. Then you add to that (zero) the amount of HDL (good) and the LDL (bad) and add one fifth of the triglyceride level. That is how they get it. Triglycerides divided by 5 and add HDL and LDL.
__________________ Best Food Group for Cardiovascular Health Losing Weight for Smart People Free Cancer Booklets Follow me- Twitter |
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Excerpt of one of the web pages: "Preventive Medicine and Nutrition I also have pretty low cholesterol since I am vegetarian. I've never heard my doc or ins company say it's too low though -- too low being bad is news to me. |
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