Would you please guide me?

[Morningstar]

Hello everyone,
I have just signed up with this Forum and am finding all the info a bit overwhelming. Where should I start?
I'll tell you what brought me here in the first place ...
I am stuck in a life that I don't totally hate but would love to see changes in. One of the Forums says something like: "What have you manifested lately?" - I laughed when reading that because I am feeling like I am only manifesting some nasty stuff LOL Well they are probably lessons that I need to learn but please I'm done, I get it, really, please no more negativity! I couldn't believe it when my husband called me at work to say we only had $5 dollars left in our account until next Friday (that was more than a week away) when he would get paid. But instead of freaking out I said, it's ok I have some Avon money (maybe $150) coming to me from clients that we can use until you get paid.
Why is this happening? I can't seem to figure out how to start bringing abundance into our lives.
I am a step by step kind of person and would rather have some concrete advice if possible.
Thank you and may your lives be full of laughter, love and light.
Claire