Originally Posted by Gabo
It's good that they paid back their loans, but the real problem is that such banks can act very irresponsibly since they know they will receive bailouts if they ever go under.
In case you didn't realize:
(1) many banks did not receive any bailout at all and have already died (Lehman Brothers and Bear Stearns being two prominent examples, but certainly not the only examples)
(2) Basel 3 has already been rolled out, and will take effect by 1st January 2013, so how to act irresponsibly?