Steve - "I like that you can review the details of each loan and make loans in alignment with your values. I wouldn’t fund a slaughterhouse operation, but I’m happy to help a farmer upgrade the irrigation system for his fruit trees."
You have
no idea what you are talking about. The loans were already given BEFORE they were placed in the website.
From Wikipedia:
Kiva (organization) - Wikipedia, the free encyclopedia
"When Kiva began, lenders chose who could borrow their money. Since then, the system has changed, so that loans are disbursed to borrowers before their stories are posted to Kiva‘s website."
to NY Times:
Confusion Over Where Money Lent on Kiva Goes - NYTimes.com
“The person-to-person donor-to-borrower connections created by Kiva are partly fictional,” he wrote. “I suspect that most Kiva users do not realize this.”