Quote:
Originally Posted by coollikeme Tip 1: Don"t get a store credit card, they just take your money at very high interest rates.
Tip 2: Don't have multiple credit cards. It is harder to manage several cards at one time, which makes you lose track of what you are spending.
Tip 3: Just get one credit card for emergencies or to help you invest in something that may make you money. It is good to have a little GOOD credit, that way you can a track record of making payments on time, whenever you try get get any kind of loan. If you are not planning to use a credit card for any of these reasons, you may be better off trying to pay for everything with cash. |
You'll learn a lot more by reading through the threads at
CreditBoards (Powered by Invision Power Board) than these simplistic tips. Which don't take into account many situations.