Thanks, RT. I guess the stock market seems scary to me because I don't really understand it well. I will look at that link and see if I can get a better handle on how it works. It has seemed like the lottery to me. I was trying to think of a way to describe my apprehension and you hit the nail on the head.
In any case, you've all given me a great deal to think about. I guess I better get to it!
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