Funny (or not) as I was thinking the very same thing as I typed that up. I even inserted the word "car" without intending to as that's certainly high on the list of things I'm concerned about (i.e. getting hit by something and not being covered). I guess that's a by-product of living in LA where drivers can be...well, crazy.
Anyhoo, I think not having insurance at all is probably a bad idea and at the same time I'm in really good health, eat well, etc. and paying the same premiums as some dude who sits on his ass and eats junk food doesn't make any sense to me.
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