Well, you have a 10 year advantage over me.
I’m 45 and I still don’t know what to do with my life. I have recently left the corporate world after 20 years as a cubicle dweller. I was very unhappy in my job, so at least I know what I don’t want to do.
I think the “multiple streams of income” model is the smartest way to go (and I believe the way of the future for many people).
My focus right now is to try and figure out what I am passionate about, and hopefully create one or more viable income streams.