Personal finance 101...
First I agree with you that you should pay your debts... but if you are just a little bit wise... you will invest whatever remains and make it grow... that is how you get into "real" money...
I say "real" money because, if we want to be realistic, a million smackarous is not that big a deal anymore...
Also, a wise person does not use money out of his capital if he can avoid it... you invest and out of the return on your investment you take whatever you deem reasonable to enjoy the good things in life...
You get $1,000,000 and you blow it on fast cars and fast women and in less that a few years you'll wish you had never seen that money... because you'll then be broke and your credit line probably shattered...
And the guy who said, "It's better to have had and loss than to never have had at all" simply did not know what the heck he was talking about... trust me...
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