Haha, when you asked the question, which scenario best describe you right now? My automatic answer was "somewhere in the middle." And then in the next paragraph, you mention the bit about "if your answer was 'somewhere in the middle'..."
I chuckled at that.
This post comes at a good time for me. Not in the sense of physical clutter, but, rather, taking care of business that needs taking care of. The mental clutter that comes from procrastination is a huge part of this.
De-cluttering is actually a huge thing (google it). There are whole websites and books and programs devoted to the idea, and I think it's a powerful source for freeing up mental resources. Even something as simple as keeping your email inbox clean makes a huge mental difference I've noticed.