Best of luck on the test...you're going to kill it.
If you stall, just re-read your own words:
"But for me to keep saying that now would be ♥♥♥♥♥♥♥♥. Everytime I get down, I realize that if I would have started a week/month/year/decade ago that things wouldn't be as bad. I'm not claiming any victim mentality, but I'm just saying this, by starting now and really sticking to what I say I'm going to do, in a year, things will be so much more different than they would have been if I never took action in the first place."
Maximum Effort = Maximum Result.....The End.