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Instead of getting paid for saving up for a car, you're paying out of the nose for the privilege to drive the car three years early
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Couldn't agree more, but also remember that if you save beforehand, your saved money can grow interest as well, probably nearly the same rate that you'd be
paying it while in debt and so you'll be paying even less.
I think the story by annie is a perfect example. How could your sister-in-law possibly have more money and be able to save more
after adopting if she couldn't do it before? A lot of people just have no clue when it comes to finances.