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Vipa · 03-30-2007, 08:50 PM

CCA Requests

You do realise that a CCA Request means that a creditor has to provide you with certain documents such as an original signed copy of the agreement, and that in a substantial proportion of cases they have been unable. The older the debt the more likely this is the case. What's even more interesting is that after 30 days of not providing such info the creditor falls into being liable under criminal law and the debt becomes unenforceable, null and void.

There are ethical and moral considerations you have to think through of course, but I really wanted to mention it here as things like bankrupting yourself or taking years to struggle to pay it off are, ethical issues aside, completely pointless and unneccessary.

Surely this site is all about 'thinking differently'. Or as Morpheus explains to Neo recognising the 'real' from 'the desert of the real'. Real truth is not always the same as the ethical truths that are ingrained into mass thought. Perhaps it depends on which circle you're in. Think Dante and the infinitly large and small.

CCA Requests, CCA Law, Data Protection Law. Get yourself informed.

Peace, Vipa.

03-30-2007, 08:50 PM	#27 (permalink)
Vipa Junior Member Join Date: Mar 2007 Posts: 29	CCA Request As Mentioned In Previous Post CCA Requests You do realise that a CCA Request means that a creditor has to provide you with certain documents such as an original signed copy of the agreement, and that in a substantial proportion of cases they have been unable. The older the debt the more likely this is the case. What's even more interesting is that after 30 days of not providing such info the creditor falls into being liable under criminal law and the debt becomes unenforceable, null and void. There are ethical and moral considerations you have to think through of course, but I really wanted to mention it here as things like bankrupting yourself or taking years to struggle to pay it off are, ethical issues aside, completely pointless and unneccessary. Surely this site is all about 'thinking differently'. Or as Morpheus explains to Neo recognising the 'real' from 'the desert of the real'. Real truth is not always the same as the ethical truths that are ingrained into mass thought. Perhaps it depends on which circle you're in. Think Dante and the infinitly large and small. CCA Requests, CCA Law, Data Protection Law. Get yourself informed. Peace, Vipa.