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I have read about many of the ways (the envelope method, pay smallest debt off and add that to the next one and so on, etc).
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If you simply cannot afford to pay off such debts, then another strategy is to borrow on the equity of your house (a second mortgage) to pay off your high-interest debt (credit cards), which will lower your average interst rate and consequently lower your payments.
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You are on the right track not my site but good tools.
Crown Financial MinistriesI would look into the money map. It gives you a good outline to follow.