When I look back to my university days (I studied in Europe) I feel that most humanities courses could be squashed from 3 years into 2. I mean I had a great life. Those were definitely the best times of my life, with experiences you can't buy. And you have a very short period of time in which to do this. If you go back as a mature student 10 years down the road, it won't be quite the same.
To sum up, I strongly believe that college is worth it. If you can do what Steve did and squash three or four years into two, then go for it. You will have the time of your life and gain many valuable experiences. I think self-employment is for those who have experienced something of life beforehand (not that I want to sound condescending or against younger people). It's not something you can necessarily jump straight into, but it's good that you have set it as your long-term goal.
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