Universal mind and universal consciousness are the same thing.
There are two levels of universal mind or consciousness. On one level, it is the collective consciousness of all beings in existence. On another level, it is the subconscious mind of Spirit or God that runs the universe.
When you think a thought, you are thinking with the individual mind within the universal mind. The individual mind is individuated from the universal mind. Just like a wave in the ocean is individuated from the entire ocean. The wave is both wave and ocean at the same time.
Consciousness is simply mind on all levels. There are subconscious, conscious and superconscious levels of mind. Awareness is the state of consciousness you are in. When your awareness is in the subconscious, you are dreaming. When your awareness is in the conscious, you are physically awake. When your awareness is in the superconscious, you are experiencing psyhic phenomena like clairvoyance and telepathy.
"You create your own reality" is a universal truth that applies not only to New Age but basically all religion and spirituality. Subjective reality is the fundamental understanding behind all teachings of spirit and consciousness.
The physical world is a shared reality where all our individual consciousness harmonize together to experience the same things. We created our own reality within this shared reality by the law of attraction. We attract situations into our lives that matches with our thoughts and feelings.
The universal mind always works with the collective intents of people to direct the flow of the universe. If the collective intents of people to destroy a particular building is stronger than the collective intents of people to preserve it, the building will be destroyed. Unless divine intervention overules collective intent with its own intent. Usually the divine lets the collective consciousness run the show in most areas, while it oversees, influences, or overules it when necessary.
Everyone has the ability to influence collective consciousness to go one way or another. You are able to affect reality in areas that bypass collective awareness.
Read this article to find out the law of freewill:
Law of Freewill - Choice is based on Awareness