Steer way clear of Publisher for doing anything web related. Actually, stay clear of anything Microsoft for making webpages as they're notoriously bad for producing code that doesn't play nice with all browsers and computers. Having said that, I believe the latest incarnation of Expression Web (formally known as Frontpage...although much farther advanced) is better now days.
If you're determined to visually lay out your site yourself, go with something like Dreamweaver or NVU. If you want to start with a full-blown site which will be easier to style (with themes), add content and manage all sorts of information, use a Content Management System (CMS) such as Wordpress or Joomla.
Unless you're willing to spend a long time learning the ins and outs of web development, or are willing to pay somebody to build it, then going the CMS route is the only way you be able to include a submission form.
If you already have a hosting company, or are looking around, enquire about a service/feature called Fantastico that many hosts include in their packages. This feature does all the heavy lifting when it comes to installing Wordpress (or other CMS applications). You just select what you want to use, and fantastico does all the installing and configuring. From there you can work on the important things like design (selecting themes and modifying) and playing around with structure and content.
Let me know if you'd like further info. =)
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