I've been studying and experimenting with LOA for a couple of years and in my experience it is exactly as simple as ask, believe and receive. The complexity lies on how to get around all your personal blockers to be able to do that.
When I have been able to change or even temporarily suspend limiting beliefs, engaged in creative visualization and minded my vibration diligently I have been able to create some amazing things. This is what the books and seminars are to help you with.
Yes, it's hard to win the lottery when you don't believe you can. But that doesn't mean LOA is defective, it means you need to convince yourself you can.
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