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Originally Posted by Greg Usually there are debt consumer agencies around that can help deal with people you are in debt to - they can even arrange for easy payments at lower interest rates or advise on bankruptcy options (if they believe that is the best option).
Try looking around for a local debt help group (non profit one) - sure there are lots in T-dot. |
Just talking to a consumer debt counseling agency kills your credit score. NPR did a story on them a year ago.