Most net worth millionaires have done so through real estate. It is the most reliable method for average people with average jobs. One of my friends, Jennifer, took this route. Married in her early 20s, she is a dental hygienist and her husband is a welder. Both make $25 per hour, ~ $50 grand per year. They live on his income and buy rental properties with hers, mostly getting small mill houses, fixing them up, and renting them out. Now in her late 20s, she has 13+ homes. By her early 40s the mortgages will have been paid off by the tenants, and will be worth millions in total. The beauty of real estate versus stocks is leverage: put 10 or 20 % down (or no money at all), and reap 100% of the profits. In stocks (unless using options, which is not recommended for the average investor) one must effectively put 100% down, and the average growth rates are similar.
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