the word "failures" makes me think you are a perfectionist, along with some of the other things you said. probably learned behavior in part, probably in part a little streak of obsession to succeed (i know how that looks because my own parents kept pushing me to get the best grades i could, and now i freak out a little if i get a point taken off an assignment, but it's better than it used to be).
it doesn't have to be all or nothing. putting it off seems to be creating even more stress for you. have you tried making out a simple pros and cons list? all the reasons you can think of to finish the degree (for *you* NOT for the people in your life) and all the reasons you can think of to simply quit?
i know how putting something off can just blow it out of proportion or add to the difficulties, setting it up to be a huge thing or getting paralyzed instead of acting. i think not acting one way or another is triggering more stress, so maybe at this point a pro/con list would provide some direction?
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