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Originally Posted by ssandra  The way we do it, we donīt have to discuss every purchase as well. I can go to the sauna, or out to diner with friends or buy something nice, he can buy as many video games as he wants.. as long as we stay under the limit.
I am going to discuss with him if I want to spend over 200 euros on a shopping spree. Not to ask permission, but just to see if he thinks this is a good idea. |
Ok. In that case I think we are more alike than not, even though you put everything together, and we have "yours, mine, ours". I discuss large purchases with my husband, even if I have the money to take it out of my personal savings, and he does the same with me.
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Originally Posted by The Big D If you're not adult enough to handle joint finances, you probably shouldn't have gotten married in the first place. |
The separate accounts works for me and my husband, I wouldn't say that we're not adults because of it. We're adult enough to make financial decisions that are best for each of us individually, and for our family as a whole.
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Originally Posted by The Big D separate accounts are a head in the sand approach. |
My husband and I have 1 year's salary saved up now, and still growing. Most unexpected things that have come up, we have been able to take care of as a family due to the planning that we've done with respect to our finances. Now, if some big emergency came up (i.e. VERY EXTREME health bills, loss of income of one of us, etc) obviously things would change, but they would change whether or not we had everything together or everything separate.
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Originally Posted by SmartAlx One of my ex-girlfriend's parents have this problem. Her dad makes a very good living but he has not saved much for retirement. He blows the money as it comes in. Don't ask me what he spends it on. Her mother on the other hand (who makes even more than her husband) is much more sensible. She has her retirement plan in order and has said quite clearly that her husband will be on his own when he retires. When they do retire I don't know what they are going to do if he doesn't have any savings. Probably get a divorce.  |
That's sad. Luckily myself and my husband have the same vision for our finances and our future.