My husband and I have joint checking and savings, and separate money as well. I really don't want to have to discuss with him every purchase I make, nor does he want to talk with me everytime he wants to buy a new video game. The way I see it, we discuss our finances, and are doing fine on that front -- what's wrong with having a little personal play money. (Now maybe if we were living paycheck to paycheck we would need to pool everything together to squeeze every last cent out?)
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