[srujacobs]

Okay, well, I really sympathize with you, it sounds like you are getting pulled in all directions. However, I think each member of your family needs to step up to the plate. This might mean that your younger brother should get a job or your mother should ramp up her job search. Also your mother should consider all of her options--she might even be better off selling the home or somehow negotiating with her mortgage holder.

You are going to have some difficulty going back to school with your loan defaults. I would like to see you on the phone with a loan representative, asking for the chance to either defer those loans because of your low income or to settle on a lower payment plan. Otherwise you are going to have a lot of trouble taking out more loans for undergrad much less medical school.

If you want to be in the medical field, it is important for you to finish your BA. I would suggest you start going to a community college and try hard to get top grades there, then transfer to a four year school after a year or two. You could try applying first thing to a couple community colleges and some four year schools, but with your fall in grades and the cost of four year colleges it might be more realistic to start off at community college. Another thing you could try is to negotiate with your old college to return or to have that last semester stricken from the record. When applying to a new school you're going to have to be careful in your explanation of your fall in grades. It might be best to pass it off as a family emergency (such as your mother losing her job and you needing to earn more money very quickly, thus distracting from your schoolwork).

Will you go to med school? It's not impossible but it will take 110%. You cannot shoulder your family's burdens and expect to make it. You may ultimately decide to pursue a medical career that is not general pract. Time will tell.

You cannot get too mired down. You need to shake yourself out of hibernation, look at your situation realistically, and come up with a plan. The sooner you decide where to apply and look at their requirements the better.