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Old 10-30-2009, 10:06 PM   #1 (permalink)
spc802
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Join Date: Oct 2009
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Default I'm 27. Messed up terribly. Where to now?

Hi guys. I'm pretty much feeling like a failure up until now. I'm just not sure, if I can still pursue my dream of becoming a family practictioner.

Background. I was an average student. 3.5 GPA with honors & AP classes. I know pursuing med. school requires a higher GPA than that. At the time, I was just going through the motions. Go to school, go to college, work, etc. I was the Natl. Honor Society President. In college, same GPA. I withdrew the first semester due to parental separation and eventual divorce back home. That's when I started to just not care about anything.

I was still going to school but didn't care. Went to work. Didn't really care. I was a lifeless zombie. I had no passion. I was just trying to get by. Be there for my brother and my mom. My GPA slipped to around a 2.0 and finally I just stopped going mid semester. I have about 20K of debt in default. Most are way pass the statute of limitations by now. I have about a 2k student loan.

I live with my mom and younger brother. I work in retail. I make about less than 20k/year. My mom has been laid off since last year. Her unemployment will end by the end of November. The responsibility of paying for the mortgage, utilities, food, etc... will be mine. I will need to make about $20,400/yr before taxes. before tax to pay for everything.

Crunching the numbers, I may need to get another job. I also want to go back to school. I've switched schools 3 times. Paying for transcripts from all of them to apply for schools will be expensive. Would any schools even accept me at this point? Is there a way to start over?

Based on the information so far, would anyone be able to offer some insight into the situation? I would like to be able to handle the family's financial responsibilities as well as go back to school. Pursue med. school. What's needed of me? I'm just hoping it's not all too late.
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