Maybe you could sell what ever vehicle you have now and buy a standard type van. Sell off other un-used items you really don't need to raise some money. Use this van as a place to sleep and travel around in for the short term, looking for a job. I would think a move to warmer locations would be necessary for this to work well, due to the compact space, and cold cold whether at night. I would keep the 401 money where it is as other having said.
good luck