Granted, Scipio does have a point, if you live in a gated community chances are likely you won't run into trouble. As for criminality rates on guns who legalize firearms, can't really tell, but will take your say on it. It's plausible the unknown threat factor can dissuade violence.
Now, rocksupreme, only easy marks get targeted often? We seem to be simplifying interpersonal violence to just drunks and thieves, here, which is not true at all. Looking big and mean isn't everything, especially if it isn't a one-on-one situation. But still, note I don't disagree with you totally: by no means should one think that "the streets" are so unsafe, not trying to portray them as such. But knowing that things do happen can be a first step in preparedness: as Scipio said, awareness is 99%. Interpersonal violence can come from muggers, from drunks, from vandals who just pick a fight because they think it's fun (UK readers know what I mean), addicts (who happen to be the most complicated case: they don't know what they're doing, and you won't want to risk causing mutual damage for your own safety), or simply a disgruntled or pushy costumer or neighbor (with whom you have to know how to deal without damage, preferably).
MA is a tool to deal with all these situations in the best and least harmful way possible; anything else just makes you as bad as them. My many years in japanese martial arts didn't make me win any fight, they helped diffuse every single situation I encountered since the day I started training them, so that no fight was necessary.
As for the ground fighting, I wouldn't say most of them end up on the floor. If you're on the floor on the street, you put yourself in a very vulnerable position, if you're not in a one-on-one.
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