It's been a choice in that I've really just stopped investing energy into maintaining crap I didn't want. Lost jobs, lost apartments, lost "stability," etc. Lost a cat, too, but at least she's been doing well [I keep tabs on her.].
It's been going on so long that I can't really bring myself to care about finding another gig, nor about having a roof over my head. The biggest sacrifice I'll make is my phone going off. Oh, no!
Hell, I should turn the thing off now. Automatic payments was already disabled when I had to replace the bugger.
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