Quote:
Originally Posted by James81  I was with you, right up until you mentioned having a husband with a job...and then, I thought, well there isn't really much "risk" to your move. You've still got the safety net of his income to fall back on and worse case, you have to cut out some of the frills in your budget for a while.
(In other words, I'm saying, congrats on making the leap and you'll be fine.  ) |
Had to chuckle at this a bit, as yes, I totally do have the fall back of my husband's income, so from that perspective, this is not a FULL leap of faith. I do have a safety net, I admit it (although that safety net wouldn't last long with our current lifestyle if I did not succeed).
But from the standpoint of our actual personalities, this is a huge step for ME to make. We have been married 6 years, together over a dozen, and we split all expenses 50/50. I have my income, bank accounts, ect...and he has his. I have been saving for this, paying off everything, and my hope is to get a part time job or work for a couple months with a 'demotion' from my current company so that I do not have to take my 'leap' dependent on someone else. We are both very independent when it comes to a financial standpoint (this is not forced, this is a mutual view). YES,I can fall back on him if need be, but personally, I am 'visualizing' that not being an issue in the coming months
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I will agree that this is a very 'safe' move on paper, but for me, this is a very large personal hurdle to overcome. I have been pretty much financially independent since 16, and well, after 18 years of this, letting go of the reins a bit scares the bejeezus outta me....lol. Part of this I am sure goes back because a lot of my family tends to fall on others for help, so I am driven because I do NOT want to fall into that trap, almost to a point of error.
Thanks for the note of encouragements though!!!
E