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Originally Posted by Grindin  I realize that point (thanks) but that doesn't mean that prices for plans wouldn't decrease. The way I see it it would just meant the insurers would have to keep the same percentage of denied claims to keep the same profit margin even though it would be lower a lower profit. |
That's a problem. It is a system that guarantees denials, it seeks denials to make profit. The disadvantage of having only privat insurers is that they may reach agreements, to raise prices. It is called "alliance".
The system is designed to make the pay back undesirable.