Well, I mean like in the examples in my original post. If I get an MA (for about 12-14k) I can get a lecturer job at a university in Korea. If I just learn about linguistics for free or for cheap, I probably cannot get that type of job. Korea is even more superficially concerned with degrees than the US. 90% of high school graduates go to university.
So, when I go back to Korea I can use the money I save in my first year working to:
A. Put it away for my education
B. Invest early
Note that I will be investing later, even if I do (A). And I'm not paying $100k for a university degree, to me that is completely unheard of.
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