[SomeRandomGuy]

I'm in the group that believes that any debt is bad debt. While it is true that it is possible to see increased financial gains in certain situations by using debt, it is also true that debt introduces a significant risk.

I should also point out that my opinions on this matter are probably very different than others on this site, because my views of wealth are very different. I do not want to be rich, I see no purpose in it. My goal is to live a simple, fulfilling life. I don't need to be rich in order to do that, so I have no desire to become rich. In fact, my goal is eventually be able to live on ~$1,000 per month.