my story...i lost out on both
i was very introverted, insecure and shy...even though academically i could've gotten into a college.
i did not think i could socially handle it...i was not your typically 70"s young woman
i have many regrets in both departments...but primarily educational.
i had many people say i missed out on a great experience... i think it was just not meant to be.
i did a lot stuff later on in life...(including screwing up big time

) not advisable...but everyone has their own schedule. i was a late bloomer
my husband is a professor and trust me....too many students (especially one's where mom and dad are paying) are there for the social life