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Conan the Librarian · 06-23-2009, 03:58 AM

Hi guys. Long time lurker. First time poster.

I need help in the credit repair department. This is a first time thing for me.

I just got declined for a loan. Come to find out, something JUST showed up on my credit. It is $1500 from college, in the year 1999. Normally I would just pay it and get it over with, but this situation is "b.s.".

I started college in 1999. I had a 75% scholarship from the state. I paid for all of my junk with a personal check (which was discounted 75% from the scholarship).

I ended up dropping a few classes and not continuing. Apparently, they wanted their 75% of that discount, back from me cash. Well,they never told me this. Matter of fact, I started community college four or five years later and wrote my old college for my transcripts becuause I did pass some classes. They didnt send me transcripts. I dropped out of community college (yes im a loser x 2) and forgot/didnt care about the transcripts.

Here it is, 2009. They are saying that since it was reported in 2009, it will be on my credit until 2016.

I would pay it if I wasnt broke as a joke. Since they want to lie about **** though, I say, why dont I save 1500$? I only owed $900. The rest is interest.

Any help guys? I have no clue where to even start?!?! Any help would be GREATLY appreciated. Since they want to play games and jack me up for $600 interest while lying about the time it happened, I say that's MY money.

06-23-2009, 03:58 AM	#1 (permalink)
Conan the Librarian Junior Member Join Date: Jun 2009 Posts: 3	Credit fix from college scholarship Hi guys. Long time lurker. First time poster. I need help in the credit repair department. This is a first time thing for me. I just got declined for a loan. Come to find out, something JUST showed up on my credit. It is $1500 from college, in the year 1999. Normally I would just pay it and get it over with, but this situation is "b.s.". I started college in 1999. I had a 75% scholarship from the state. I paid for all of my junk with a personal check (which was discounted 75% from the scholarship). I ended up dropping a few classes and not continuing. Apparently, they wanted their 75% of that discount, back from me cash. Well,they never told me this. Matter of fact, I started community college four or five years later and wrote my old college for my transcripts becuause I did pass some classes. They didnt send me transcripts. I dropped out of community college (yes im a loser x 2) and forgot/didnt care about the transcripts. Here it is, 2009. They are saying that since it was reported in 2009, it will be on my credit until 2016. I would pay it if I wasnt broke as a joke. Since they want to lie about **** though, I say, why dont I save 1500$? I only owed $900. The rest is interest. Any help guys? I have no clue where to even start?!?! Any help would be GREATLY appreciated. Since they want to play games and jack me up for $600 interest while lying about the time it happened, I say that's MY money. Last edited by Conan the Librarian; 06-23-2009 at 04:01 AM.