Thank you for the responses, everyone. So, you don't think anything about the morality of taking loans out at this time?
Thank you, MasterD; I'll definitely look into getting that book.
Nhaasch: My priorities in order are, getting a good job, getting my masters, and making sure my family is well. Of course, they are my overwhelming drive for a lot of what I do, but I can't take care of them how I want to unless I am developed to my fullest potential. But, really, I feel like I have to take this by ear, kinda. I don't know if I'd be really wasting my time if I went right now, or just focused on getting a job. Perhaps I could do both? (Since this is art anyway, and I wouldn't need to be in a particular 'place'.)
Gaz: Thanks. I've done freelancing in the past, and while I couldn't see myself doing it forever, it was a nice source of income while it lasted. Since I got this current job, I kind of stopped doing/advertising for commissions as a whole... though I wouldn't reject one if it came along, perhaps. I couldn't go to school while at this current job, since it's out of state.