As others have said - the first thing you need to do is develop a true vision of what you want. If getting involved professionally in martial arts is your dream, then you need to close the backdoor on anything else, and make that your sole driving passion. Train people to create the income and the gym time to prepare yourself, and make the most of your opportunities. If you're seeking to add revenue streams while doing so and choose to go the affiliate marketing route, put the effort into making it work.
Unless your friend has any successful experience in affiliate marketing, why would you take advice from him? You might as well ask him how to fly a blackhawk helicopter. Find people that have succeeded and know how to do what you're attempting and take advice only from them, if they'll give it to you.
Getting a degree is fine, if your life goal is to be employed by someone else. Considering you have a disdain for being an employee, this makes getting a degree worthless for you. Why get a degree to put yourself in a position to do what you already know you have no desire to do.
As you're getting this rolling, you may need to take the lumps as an employee of someone for a little while, unless you can make enough training people to support yourself. How do you get over the idea of working for someone else? Remind yourself that it is temporary and set some real goals for getting out of your job.
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