I sort of agree that its a game. as in we should play it as a game. But to also consider it more of a 'story'.
My life has been 3 parts.
1st- story
2nd-game
3rd-life (both game and story)
I find it hard to get stuff out my head, and didnt want to reply with a 30 page answer. So i hope im understood with this simple reply

Think of story as FATE and game as EVOLUTION.