Michelle,
What is debt? You can say I owe someone something because I received something from them. In your case you owe the US Department of Labor $2500.
But who is the US Department of Labor? It's you.
"So, I owe me $2500." That's crazy.... why don't I just pay me off? why do I even need to pay me off? ...can't I just forgive my own loans?
That's one possible outcome.
Ok, as usual, I will say you create all your experience.
In this example you are creating two things:
(1) an education
(2) a debt
These are two mutually exclusive choices and are not linked. One does not create the other. And it seems crazy that I'd create debt when I dislike it so much.
If I can just manifest my education and leave off the debt, well, why don't I do that? Because my belief in creatorship includes paying someone back.
I cannot receive without giving. It's one of my rules. I'm allowed to create my reality as I wish and I've put the "apple pie" of debt in there.
Birthdays are like the only day we get a break from this structure. We can just sit back and receive. Ahhhhhhh.
So practice:
(1) noticing how you feel when you have that impulse to give back
(2) receive something from someone and don't give anything back (except gratitude
) and notice the emotional movement that comes up inside. It will be uncomfortable. You need to be conscious of this movement so you can wake yourself up during an interaction and say "wait... I'm in my programming again... I don't have to impulsively give something here... I can make a conscious choice in the moment to respond however I wish. I'm choosing to give myself something and that choice is separate from a choice to give something back."
Don't think I got this down... I just learned this a few weeks ago. I'd love to make it a reality in my life sooner rather than later. One awesome experience I had on the Appalachian Trail was that I had to receive from others all the time and had nothing to give back except my gratitude. The flow of this kept increasing as I hiked northward to the point where everything I needed was given to me. Coming back into the "real world", I slowly went back into my old patterns which I am working out now.