Quote:
Originally Posted by Indiana  If she is keeping her costs low (no luxuries) but has been hit hard by unexpected medical expenses, and is struggling to pay, why do you say she is financially irresponsible (except for lack of adequate emergency account/insurance)?
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you are one of two people who caught that error. i posted this same problem on some other boards and someone saw it as well. the only thing irresponsible is that she didnt tell anyone she is 4 payments behind, this is the second time in 8 months it has happened. thats the irresponsible part.
so i have her the money to get her car back. i drove her to the repo. since then she has avoided talking to me, probably due to shame. I can understand that. I have run out of money myself and it doesnt feel good, but cried and got over it.
i am upset with myself with some of the language i used in the opening post. i think i should have been more respectful.
my mother claims to be able to pay off the last of her medical bills for her hip replacement with her tax returns. Fake hips last 5-10 years, no? and they can be replaced twice, right? she is 60 and is thinking about getting new knees, too. so, this money problem will just occur again.
i am aware that outside = inside, meaning a cluttered home = a cluttered mind. i asked her why she keeps all that stuff and she will say either memories or that it may come in use. she grew up in a Depression family that was poor, so maybe thats the only way she knows how to live but she just doesnt know how to organize the stuff.
as someone else in this thread pointed out, she is the type to ignore problems to make them go away. she will turn her phone off if bill collectors call. when her mother died she sat in her room with a closed door instead of going to the wake.
thx for the replies