Excellent article Steve. Your stuff really helps grease the wheels when bumpy roads come along. The part about trolls really brought to light several ongoing situations that were just draining my energy and had no real purpose. It seemed very similar to Brian Tracy's "zero-based thinking", except more specifically with certain people. Sometimes, there are just toxic people out there that you simply can't argue with.
The section about keeping $300 in your wallet was also an eye-opener. You see, I already do such "stocking up" operations as buying all of the toothpaste, trash bags, paper towels, etc. I will need for a year at the beginning of each year in order to save on mental RAM. However, I hadn't before thought of saving time on ATM trips by carrying more than just $50 or so in my wallet at a time. As I see it, the only reason not to carry around $200-$300 at a time is that you think there's a chance your wallet is going to be stolen. Now, if I lived in a high crime area, I might be more hesitant, but otherwise there's not a large chance of that happening, so it can only be beneficial to carry around more money and save yourself some trips to the bank.
Keep em comin Steve. Thanks again.