DO NOT BUY TREASURY BILLS!!!!!!!
Treasury Bubble One For the Ages Warren Buffet Warns Americans of Onslaught of Inflation
Inflation is HORRIBLE for treasury bills. Unless you got SERIOUS savings aside don't bother with markets. The market is NUTSO right now. If you do feel the need to get in I'd wait until the dow is around 6000 or so and even then do your homework.
When this market rebounds there will be some serious gains but remember; when you buy a stock consider the money GONE. Don't bank on it. How many people were "banking" on their investments that are now worth ... 50-90% less? If you had bought Citi Bank, Bank of America and many more you'd be destroyed now. So be careful
Look for solid stocks stlil earning money with dividends.
Seriously though if your still young just keep saving and look for a business you can run that is for sale or you can start. You can earn way more in a business and have control over your destiny. Also with the company you can legitimately write off some expenses you incur in pre tax income. (Whatever is needed to run the business).
Realistically if you don't have any debt you are already very rich compared to your average american so don't worry and remember; it's way easier to lose money then earn money
Many people are "Show Rich" and put off that impression but if you saw their actual networth you'd have a heart attack.
Good luck man!