Curious to hear how this works out for you- my boyfriend's parents are blue-collar former refugees in their 50s with no health insurance or retirement savings. He's recently been worrying about their financial future, and I don't know what to tell him- he's the oldest and most responsible of the children, he will care for their necessities if they can't, whatever that requires, but he'd rather not ruin his own finances to pay for medical expenses if something happens to one of them. He's also very hesitant about even approaching them to discuss it- can't imagine a conversation about their finances, when he comes from a conservative culture where parents give instruction and children are guilted/pressured to follow it. He's also avoiding the subject because he strongly doesn't want to live with his parents, though they see living together as normal (not sure my own opinion helps here either- I'd happily live with parents or grandparents if they needed it; but mine are all comfortable and don't need anything from me, so I live alone to avoid seeming to mooch off of them or disturb their peace).
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