[Erin Pavlina]

Suffering is NOT required in life. However, it is a rare person who skates through life without going through some hardship or heartache.

You didn't incarnate to sit in the corner and watch the world go round. You came to live, to experience, and the guides will nudge you in the direction YOU chose for yourself before you were born, not the direction they need you to go, or even the direction they want you to go, but the direction you need to go to learn what you intended to learn.

I definitely agree that you don't have to live through bankruptcy to understand the value of money, but sometimes that is a valid option for teaching the value of money and management.