There are a lot of girls/women out there who just want a guy with stuff and money. It may be more prevalent with younger folks who've grown up in such a materialistic society where a lot of the focus is on what you have.
For me it's not about money or possessions. I simply want to know that the guy will be responsible. He is a hard worker and pays his bills. Everyone has hard times of course and in a long term relationship you support each other through them. But just like you would probably not want to be in a relationship with a girl whose default state is mooch, girls are wary of guys they perceive as the same.
I certainly don't think you have to have it all together at 20 with your own house and a fancy car, etc. But to have a willingness to work and take responsibility will go far with girls. There will always be those who are high maintenance and won't deal with guys who don't have all the material possessions, etc. If you want a girl like that you have to step up and fit that image. I find that the ones who want a guy with bank are usually very much a status symbol themselves. They look fantastic all the time, slim, shapely, do the whole nine like manicure, pedicure, hair done, latest fashion. They want a guy who takes as much time on his image and lifestyle to match. This is a huge generalization of course and I am not in it to offend. Anyone can feel free to shoot holes in my theory!
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