I think your feelings are very natural. You are only human after all. It is a natural human instinct to to want a family with the person you love. And I don't believe that you are necessarily too young to do this - everyone becomes emotionally ready at different ages.
However, I think it is very important to wait until the circumstances are more favorable to have children. You must think about what is best for the child - there is no point having children if you cannot provide for them. You really need to be financially stable and settled with your partner in a suitable property.
It is important to do what you want to in life first - finish grad school, becoming professional etc... If you don't, you may regret it later and end up resenting your children. Do it for your future children. Being successful in you chosen chosen career is something your future children may admire you for and they may look up to you and strive to be like you. That, in my opinion, is worth waiting for.
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