Something a friend told me has actually proven to be quite wise even though it doesn't sound all that profound:
Spend your money on the things you really enjoy.
He told me that when I was hiking with him and complaining about my worthless cotton socks. He said never skimp on the things I needed for hiking. Money spent to support the things I enjoyed would be worth more than money spent on other things. It has proven to be true. Following his advice has led me to amazing adventures I might have missed and even to good jobs that paid me more than I ever expected I would earn. So when I spend my money now, it is on things that matter most to me.
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