[justin]

There are no guarantees in life, including financial. You can't guarantee financial security for your first child, let alone the second.

If not wanting another child is purely a financial decision, know that no amount of money is going to give you the security blanket you want.

Even if you were "super rich," you'd have some other financial drama to polarize you and your wife. Changing the amount of money doesn't fix the problem, changing your perception does.

This is not a matter of placing blame or claiming someone is right or wrong. This is about coming to a loving agreement with your wife.