[ar81]

I think you are not growing together. That's bad.
And money is not helping. That's worse.

I would ask a few questions:

1.Why does he think that causes him not to do anything to make money? What are his inner feelings? Does he want some help in his recovery or not? Or is it that he thinks that he is doing right and things are now as they have to be?

This will tell you if there is a chance to get his collaboration to find a way out and at the same time helping him to find a way out if there is a way out.

2.What are the life plans of both?

If his life plan is different than yours, and too incompatible, taking different paths is the way to go. Having a different life plan is perfectly respectable. So the separation should not be surrounded by bad feelings.

I once separated in the past because her lifeplan was not to live like a couple. She found that out as we lived together.
We separated but we remained as good friends. No offense taken from any side.

We can't expect anyone to change. So I would survey his feelings on that and make a decision.
This the most serious decision of all. So be sure about what you decide, for it can't be reversed.

If there is a chance or not to grow together and make your marriage to grow together and recover, is something that you need to examine carefully. Lack of money is a very important love killer. Love can't live of sparks and magic only, it needs bills paid and food on the table.

If he wants to help that's Ok, but if not, separation would prevent love to be destroyed. Yes, you might feel nostalgia, but if situationcontinues as it is now, bad feelings may arise between you and that hurts far more than nostalgia.

What do you want for YOUR future? This is the most serious question you must have to ask yourself.