It's my understanding.. that well suicide is a blessing compared to here.. (I do not claim expertise.. I just claim to pass on knowledge I've learned)
But interestingly enough almost all near death experiences you have had.. should mean that you did die.. infact it's my understanding it's possible to comeback after dying and carry on where you left off (though I wouldn't expect a lot to comeback.. I always say it like this.. if this is hell? what must heaven be like or non-physical) so basically if you have a near death experience on your totem pole.. expect that you have already died.. also expect that many multi-verses of you have died already..